top of page
X-Ray Results

SHORT-TERM MEDICAL PLANS

Also referred to as Short-Term Limited-Duration Insurance or
Short-Term Health Insurance
Health insurance for individuals looking for lower deductible options
JKB Consulting Group short-term health insurance plans help cover everyday medical expenses like doctor office visits, prescription drug costs, but have more limited coverage for major services like hospital stays and surgeries.  This helps you tailor health coverage to just what you need and not spend money on services you might not use.

Short-Term Medical Plan Options

CORE
Short-Term Plans

  • Access to First Health Network*

  • Annual preventative exam paid 100%

  • Annual OB-GYN exam mammogram, ovarian cancer monitoring, colorectal cancer and prostate screening coverage

  • Childhood immunizations and routine service coverage

  • Inpatient and Outpatient Mental Health and Substance abuse benefits

  • Organ transplant benefits

  • Joint, neck, and spine injury coverage

  • Non-insurance Telemedicine

EPIC
Short-Term

  • Preventive health exams (after 3 months of coverage)*

  • Child immunizations paid at 100%

  • Preventive wellness coverage for the whole family including prostate and colon cancer screening, mammograms, and OB-GYN annual exams

  • Optional Supplemental Accident benefits providing 100% coverage for medical expenses related to accidental injury

  • Optional prescription drug benefits on plans (including contraceptives)

  • All provider access through reference-based pricing

  • As soon as next day effect dates available

  • Short-Term Medical Insurance Disclosure

PRIME
Short-Term Plans

  • Up to $1,000,000 in benefits per coverage period

  • Deductible options from $1,000 to $10,000

  • Annual preventive exam paid 100%

  • Doctor office copay options

  • Prescription drug copays with no deductible on some plans

  • Annual OB-GYN exam, mammogram, ovarian cancer monitoring, colorectal cancer and prostate screening coverage

  • Childhood immunizations and routine service coverage

  • Inpatient and Outpatient Mental Health and Substance abuse benefits

  • Organ transplant benefits

  • Joint, neck, and spine injury coverage

  • HIV coverage

  • Free and unlimited telemedicine benefit

  • Freedom to choose any doctor or hospital - no networks

QUANTUM
PPO High Deductible and Copay Plans

  • Access to the Cigna PPO network*

  • Up to $1,000,000 in benefits per coverage period^

  • Deductible option from $2,500 to $10,000

  • Preventive exam one time per coverage period

  • Doctor office copay options

  • In-network prescription drug copays with no deductible on some plans

  • In-network out-of-pocket maximum capped at $10,000

  • In-network annual OB-GYN exam, mammogram, ovarian cancer monitoring, colorectal cancer and prostate screening subject to deductible and coinsurance

  • Childhood immunizations not subject to deductible

  • Supplemental accident coverage included for injuries

  • Organ transplants

bottom of page