.jpg)
-
100% ACA compliant
-
Low monthly premiums that won't strain your budget
-
Twelve custom-tailored health benefit plans (metal and limited)
-
Added benefits that support your overall well-being, all a no extra cost
EXECUTIVE SUMMARY
When it comes to healthcare benefits, one of the most overlooked and underserved markets is 1099 workers. We are changing that!
America's Choice Health Plan includes a membership in the Employer's Business Alliance, where we offer a health benefits plan that is purposely built for 1099 workers. Our approach is unique in that we align our incentives with you to ensure we are all working toward a common objective.
Providing the highest quality of care at the lowest possible price.
As a member, you'll benefit from a cost-containment strategy for healthcare dollars that maximizes savings. We all benefit from an intuitive platform that alleviates the burden of navigating the complexities of the healthcare system without sacrificing quality.
We invite you to explore the difference!
WHAT WE DO
America's Choice plan is designed to:
America's Choice is a solution that provides the very best services to ensure your experience exceeds your expectations. Our services include an extensive array of physician and ancillary networks, pharmacy benefit management, telehealth, and in-home services. We work hard to keep your healthcare costs under control while providing you with the very best coverage options available.
PLAN DESIGN
America's Choice is a comprehensive healthcare benefits plan designed exclusively for self-employed or contracted (gig) individuals operating as 1099 workers. This ACA-compliant plan offers better benefits than those available through the healthcare exchange, ensuring enhanced coverage and access to quality healthcare services. It aims to provide lower costs, more options, and greater flexibility in tailoring the plan details to meet the unique needs of 1099 workers.
Key Features:
ACA Compliance: America’s Choice complies with all requirements outlined
by the Affordable Care Act (ACA), ensuring that members receive essential
health benefits and are not subject to penalties for lacking coverage.
Enhanced Benefits: Unlike standard marketplace plans, America’s Choice offers improved benefits, allowing individuals and their families to access a wider range of healthcare services and treatments.
Lower Costs: The plan is designed to offer cost savings for 1099 workers, providing competitive rates and minimizing out-of-pocket expenses. By leveraging the power of a group benefits chassis, the plan can negotiate favorable rates and discounts with healthcare providers.
Increased Options: America’s Choice offers an extensive selection of options to cater to individual needs. Members can customize their plan based on factors such as network access, direct contracting with specific providers, and the breadth of benefits required.
Flexible Plan Selection: The plan allows individuals to choose from various coverage options, including:
-
Individual: Designed for 1099 workers who are the sole beneficiaries of the plan.
-
Individual plus Children: Extends coverage to the worker and their dependent children.
-
Individual plus Spouse: Provides coverage for the worker and their legally married spouse.
-
Family: Offers comprehensive coverage for the worker, their spouse, and dependent children.
Network Access: America’s Choice provides access to an extensive network of healthcare providers, ensuring members have a wide range of options when seeking medical services. Members can choose from a list of preferred doctors, hospitals, specialists, and clinics within their network.
Direct Contracting: America’s Choice offers the opportunity for direct contracting with specific healthcare providers, enabling members to establish personalized relationships with medical professionals and negotiate favorable terms for their care.
Breadth of Benefits: America’s Choice covers a comprehensive range of medical services, including preventive care, hospitalization, prescription medications, mental health services, maternity care, and more. The plan can be tailored to meet specific health requirements, allowing individuals to select the benefits that best suit their needs.
America’s Choice aims to empower 1099 workers and self-employed individuals with access to high-quality healthcare coverage that surpasses standard marketplace options. With its flexible plan options, lower costs, enhanced benefits, and tailored selection features, it offers comprehensive coverage and peace of mind to 1099 workers and their families.