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Presented By
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Finally... healthcare benefits specifically designed for REALTORS

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When it comes to accessing quality and affordable healthcare benefits, real estate agents are one of the most overlooked and underserved demographics in America.

WE ARE CHANGING THAT!

Who is                         ?

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Start here!
  • ACA-compliant Cigna PPO plan options available
  • Low monthly premiums that won't strain your budget
     

DO YOU QUALIFY?

Our underwriting process is simple.
Answer 'NO' to the following 'Knockout' questions and...

You're In!!

Major Medical (MM) Plans

For those who are healthy and seeking maximum coverage
and highest quality of care.

Your Provider Network:
 Cigna PPO

2 High Deductible Options

4 EPO Deductible Options

For a Side-by-Side Summary of Benefits Comparison

(Rates effective as of January 1, 2026
Network Option:  Cigna PPO)

Click Here

Provider Search


Click: Find a Doctor, ZIP Code, Doctor, Guest
Select: PPO, Choice Fund PPO

Major Medical Plan Document and
Summary Plan Description

Click Here

ID Card Brochure

HSA Plans

For those who are seeking compatible plans for long-term savings and exemplary coverage.

You Choose Your Provider Network:
Cigna PPO

3  Deductible Options

For a Side-by-Side Summary of Benefits Comparison

Click Here

Rates effective as of January 1, 2026
Network Option:   Cigna

Provider Search


Click: Find a Doctor, ZIP Code, Doctor, Guest
Select: PPO, Choice Fund PPO
ID Card Brochure

HSA Summary Plan Description

Click Here

Need to add supplemental benefits?

We got you covered!
  • Vision
  • Dental
  • Cancer
  • Critical Illness
  • Hospital Indemnity

Plan Quick Reference Guide

Major Medical (MM)

Ready to Enroll?

Contact Your NYSAR LifeX Advisor

Greg  Layton 
(518) 792-0042   glayton@marshallsterling.com
Arnold  Morehouse
(518) 792-0042   amorehouse@marshallsterling.com
Authorized Advisor Enrollment Link:
Authorized Advisor Enrollment Link:

Associations and Chambers of Commerce

Partnership/Referral Program
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2025 
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