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Finally... healthcare benefits specifically designed for REALTORS


When it comes to accessing quality and affordable healthcare benefits, real estate agents are one of the most overlooked and underserved demographics in America.
WE ARE CHANGING THAT!
Start here!
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ACA-compliant Cigna PPO plan options available
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Low monthly premiums that won't strain your budget


Major Medical (MM) Plans
For those who are healthy and seeking maximum coverage
and highest quality of care.
Your Provider Network:
Cigna PPO
2 High Deductible Options
4 EPO Deductible Options
For a Side-by-Side Summary of Benefits Comparison
(Rates effective as of January 1, 2026
Network Option: Cigna PPO)
Click Here
Provider Search
Major Medical Plan Document and
Summary Plan Description
Click Here
ID Card Brochure
HSA Plans
For those who are seeking compatible plans for long-term savings and exemplary coverage.
You Choose Your Provider Network:
Cigna PPO
3 Deductible Options
For a Side-by-Side Summary of Benefits Comparison
Click Here
Rates effective as of January 1, 2026
Network Option: Cigna
Provider Search
ID Card Brochure
HSA Summary Plan Description
Click Here
Need to add supplemental benefits?
We got you covered!
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Vision
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Dental
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Cancer
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Critical Illness
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Hospital Indemnity


Ready to Enroll?
Contact Your NYSAR LifeX Advisor
Greg Layton
(518) 792-0042 glayton@marshallsterling.com
Arnold Morehouse
(518) 792-0042 amorehouse@marshallsterling.com
Authorized Advisor Enrollment Link:
Authorized Advisor Enrollment Link:
Associations and Chambers of Commerce
Partnership/Referral Program


2025
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